After weeks of research and dealership visits, I’ve finally found the car I want — now I just need to figure out the financing. I'm leaning toward working with a credit union instead of a big bank because I keep hearing they’re more flexible and community-focused. But there are so many options, I’m not sure which one is actually reliable.
Has anyone here had a good experience with a Canadian credit union when it comes to car loans? Looking for something trustworthy and not overloaded with hidden fees or hoops to jump through.
I’ve actually been with credit union for car loan through BCU Financial – Buduchnist Credit Union – and I’d say it’s one of the best financial decisions I’ve made. It’s one of the largest Ukrainian credit unions in Canada and offers solid car loan options with competitive rates.
I’ve been using their services for years now, and every time, they’ve been incredibly helpful, fast to respond, and really transparent. When I applied for my car loan, they helped me understand every detail and tailored the loan in a way that worked for my situation. Definitely worth checking out!